Ford Lease Deals & Specials Near Summit, NJ

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Salerno Duane Carfax Top-Rated Lifetime Dealer

Our Competitive Ford Deals

When you work with our finance center, you can expect professional, attentive service as you explore lease and financing options for your next Ford. We work to provide competitive options for qualified shoppers, whether you prefer the flexibility of leasing or the long-term value of financing a new Ford vehicle.

Drivers in Summit, NJ, who lease a new Ford may enjoy lower monthly payments and the opportunity to upgrade to a newer vehicle every few years. At the end of your Ford lease, you may choose to lease another new model, purchase your current vehicle, or return it and select a different Ford that better fits your next chapter.

Financing may be the right option if you want to build equity and work toward full ownership of your Ford. Whether you are interested in a Ford Bronco, Explorer, Escape, Mustang Mach-E, F-150, Ranger, or Maverick, our team can help you compare available payment paths and find an option that suits your budget.

These offers get updated monthly and allow you to keep more money in your pocket when driving away in your new vehicle from our Ford dealership location in the heart of Union County in Summit.

The savings range from a reduced monthly rate on your Ford lease to incentives that help you receive better APR financing or a lower price. 

What It Means to Lease

We recommend leasing a Ford if you know roughly how much you drive in a year. Why? Because there are 8 different mileage plans as listed below:

  • 7,500 miles per year
  • 10,500 miles per year
  • 12,000 miles per year
  • 13,500 miles per year 
  • 15,000 miles per year 
  • 16,500 miles per year 
  • 18,000 miles per year 
  • 19,500 miles per year 

 with additional miles being available at a lower cost than at lease end.

Technically, you're paying to use the vehicle during the leasing period that can last a certain number of months (the most popular being 24 and 36 months). That payment is usually lower than financing because you're paying for a portion of the car's value.

At the end of your lease term, you can either opt to return the vehicle or purchase it outright at a predetermined price. If you choose the former, you have to pay a set fee for every mile you're over your plan and if there's excessive wear & tear outside of the norm.

We'll help you determine the best leasing period for your driving style and coordinate a monthly payment that you can afford based on your budget. Please scroll up and see our lease specials for a lower monthly rate.

 

What It Means to Finance

Financing sometimes works best for those who are heavy commuters (ie drive more than 19,500 miles per year ). That's because you won't have to pay more based on the miles you drive.

It's also the ideal solution if you want to build equity towards eventually trading in your vehicle. Once you make your payments, you're free and clear to do whatever you want with your car including customization.

Our team will help you get on the right financing plan so you can afford the monthly payments. See our financing specials above to see if you can save even more.

 

Types of Offers

Depending on the month, there are a variety of different Ford lease deals and finance specials that we could provide for you in New Jersey.

Low APR Financing: If you qualify, you can get low APR financing when applying for Ford credit. APR, or Annual Percentage Rate, is the rate of interest you'll be paying on your car loan.

Low Leasing Rate: Alternating almost monthly are the leasing rates of specific vehicles. The leasing rate on select models will lower by tens, if not hundreds of dollars per month for a set amount of time.

Bonus Cash: Sometimes, we'll be offering bonus cash incentives that could knock down the price of your desired car by hundreds, if not thousands of dollars.

Sign and Drive Lease: There are times where we offer sign-and-drive leasing, which allows you to drive your new car home with only some paperwork being signed and putting down a low, or sometimes $0, down payment.

Some of the vehicles that we offer financing deals and lease specials on in Central NJ include:

Please contact Salerno Duane Ford to learn more about any of the above specials.

Frequently Asked Questions

Is it better to lease or finance a Ford?

Whether you should lease or finance a Ford depends on your budget, driving habits, and how long you plan to keep the vehicle. Leasing can provide lower monthly payments and the opportunity to drive a newer Ford more often, while financing lets you build equity and own the vehicle once the loan is paid off.

How long does a Ford lease last?

Ford lease terms commonly range from 24 to 48 months, with 24- and 36-month options among the most common choices. Actual lease lengths, mileage allowances, payments, and eligibility can vary by vehicle, credit approval, dealership, and current Ford Credit programs.

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Current Vehicle Specials

  • New 2026 Ford Bronco Sport Outer Banks 4x4

    $456 Lease for 36 months

    Current Eligible Conquest Owners: Lease for only $425/mo.

    $999 down payment plus tax, 1st payment, & MV fees

    Offer Details: $2,353 (Non-Conquest) or $2,322 (Conquest) due at signing + tax. Featured lease based on 2026 Ford Bronco Sport Outer Banks 4x4 featuring a 1.5L EcoBoost Engine, 8-Speed Automatic Transmission, Heated Front Row Seats, Heated Steering Wheel, and Remote Start System. MSRP: $38,380. VIN /stk # TRE99287. Non-Conquest Offer: $999 down pymt + $898 doc fee + $0 sec dep + $456 1st mo payment = $2,353 total due at signing. Total payments / purchase option: $16,416 / $24,564. Conquest Offer: $999 down pymt + $898 doc fee + $0 sec dep + $425 1st mo payment = $2,322 total due at signing. Total payments / purchase option: $15,300 / $24,564. Prices include $1,595 Acquisition/Bank fee and all costs to be paid by consumer except for taxes and registration fees. Complimentary 2-year Premium Maintenance Plan available on select Ford vehicles. Coverage begins at the new vehicle limited warranty start date for 2 years or up to 25,000 miles, whichever occurs first. Transferrable for a fee (PGM #76324). Not available on Raptor and Stroppe. Based on closed end lease w/primary lender approval from Municipal Credit Union with Tier A++ or Tier 1 credit only. Subject to NJ & NY residents only. Lessee responsible for maintenance, excess wear & tear. Mileage allow: 10,000 mi. per yr; 25¢ per mi. thereafter. Non-Conquest lease price includes $2,250 Lease Bonus Cash. Conquest lease price includes $2,250 Lease Bonus Cash plus $1,000 Competitive Lease Conquest. *Competitive Lease Conquest requires proof of current lease/ownership of a qualifying non-Ford/Lincoln competitive vehicle within the household; customer is not required to trade in their qualifying vehicle to qualify. Not compatible with any other incentive programs or offers. Lease offers ineligible for deferred payments. All offers require primary lender credit approval; not all buyers will qualify. Must take from dealer inventory and take delivery by 10/31/2026. Residency restrictions and other dealer fees/programs may apply. Picture for illustration only. Not responsible for typos. Sold cosmetically as is. See dealer for complete details. Offer ends 10/31/2026.

  • New 2026 Ford Bronco Big Bend 4x4

    $479 Lease for 39 months

    Current Eligible Conquest Owners: Lease for only $451/mo.

    $999 down payment plus tax, 1st payment, & MV fees

    Offer Details: $2,376 (Non-Conquest) or $2,348 (Conquest) due at signing + tax. Featured lease based on 2026 Ford Bronco Big Bend 4-Door 4x4 featuring Equipment Group 222A Mid Package, 2.3L EcoBoost I-4 Engine, 10-Speed Automatic Transmission, Front Row Heated Seats, and Gray Molded-in-Color Hard Top. MSRP: $50,315. VIN /stk # TLB54585. Non-Conquest Offer: $999 down pymt + $898 doc fee + $0 sec dep + $479 1st mo payment = $2,376 total due at signing. Total payments / purchase option: $18,681 / $35,724. Conquest Offer: $999 down pymt + $898 doc fee + $0 sec dep + $451 1st mo payment = $2,348 total due at signing. Total payments / purchase option: $17,589 / $35,724. Prices include $1,695 Acquisition/Bank fee and all costs to be paid by consumer except for taxes and registration fees. Complimentary 2-year Premium Maintenance Plan available on select Ford vehicles. Coverage begins at the new vehicle limited warranty start date for 2 years or up to 25,000 miles, whichever occurs first. Transferrable for a fee (PGM #76324). Not available on Raptor and Stroppe. Based on closed end lease w/primary lender approval from Municipal Credit Union with Tier A++ or Tier 1 credit only. Subject to NJ & NY residents only. Lessee responsible for maintenance, excess wear & tear. Mileage allow: 10,000 mi. per yr; 25¢ per mi. thereafter. Non-Conquest lease price includes $3,000 Lease Bonus Cash. Conquest lease price includes $3,000 Lease Bonus Cash plus $1,000 Competitive Lease Conquest. *Competitive Lease Conquest requires proof of current lease/ownership of a qualifying non-Ford/Lincoln competitive vehicle within the household; customer is not required to trade in their qualifying vehicle to qualify. Not compatible with any other incentive programs or offers. Lease offers ineligible for deferred payments. All offers require primary lender credit approval; not all buyers will qualify. Must take from dealer inventory and take delivery by 10/31/2026. Residency restrictions and other dealer fees/programs may apply. Picture for illustration only. Not responsible for typos. Sold cosmetically as is. See dealer for complete details. Offer ends 10/31/2026.

  • New 2026 Ford Explorer Active 4WD

    $458 Lease for 36 months
    or
    ^1.9% APR for Up to 60 Months Available!

    $999 down payment plus tax, 1st payment, & MV fees

    Offer Details: $2,355 due at signing + tax. Featured lease based on 2026 Ford Explorer Active 4WD featuring a 2.3L EcoBoost I-4 Engine, 10-Speed Automatic Transmission, Front Row Heated Seats, Power Liftgate, Class III Trailer Tow Pkg, and Ford Co-Pilot360 Assist+. MSRP: $45,725. VIN /stk # TGC22927. Offer Breakdown: $999 down pymt + $898 doc fee + $0 sec dep + $458 1st mo payment = $2,355 total due at signing. Total payments / purchase option: $16,488 / $30,179. Prices include $1,595 Acquisition/Bank fee and all costs to be paid by consumer except for taxes and registration fees. Complimentary 2-year Premium Maintenance Plan available on select Ford vehicles. Coverage begins at the new vehicle limited warranty start date for 2 years or up to 25,000 miles, whichever occurs first. Transferrable for a fee (PGM #76324). Not available on Raptor and Stroppe. Based on closed end lease w/primary lender approval from Municipal Credit Union with Tier A++ or Tier 1 credit only. Subject to NJ & NY residents only. Lessee responsible for maintenance, excess wear & tear. Mileage allow: 10,000 mi. per yr; 25¢ per mi. thereafter. Lease price includes $4,000 Lease Bonus Cash. ^Finance Offer: 1.9% APR financing for 60 months at $17.48 per month per $1,000 financed regardless of down payment through Ford Credit (PGM #21590). Not all buyers will qualify. Not compatible with any other incentive programs or offers. Lease offers ineligible for deferred payments. All offers require primary lender credit approval; not all buyers will qualify. Must take from dealer inventory and take delivery by 10/31/2026. Residency restrictions and other dealer fees/programs may apply. Picture for illustration only. Not responsible for typos. Sold cosmetically as is. See dealer for complete details. Offer ends 10/31/2026.

  • New 2026 Ford F-150 XLT SuperCrew 4x4

    Choose Your Savings: $4,500 Total Cash Savings OR $1,500 Customer Cash And 0% APR Financing!^

    *Plus Tax, MV fees, & $898 Dealer Doc Fee

    Offer Details: Featured retail offer based on 2026 Ford F-150 XLT SuperCrew 4x4 featuring a 3.5L PowerBoost Full Hybrid Engine, Hybrid Electronic 10-Speed Automatic Transmission, Equipment Group 302A Mid Package, XLT Black Appearance Package Plus, Mobile Office Package, and FX4 Off-Road Package. MSRP: $69,025. VIN /stk # TFC04949. Cash Deal Option: MSRP $69,025 - $4,500 Total Cash Incentives = $64,525 net price before tax and fees. Finance Deal Option: MSRP $69,025 - $1,500 Retail Customer Cash (PGM #14238) = $67,525 net price before tax and fees + ^0% APR Financing for 36 months. Prices include all applicable dealer discounts and factory incentives. Prices do not include applicable state sales taxes, DMV registration/licensing fees, and $898 dealer documentation fee. ^Finance Offer: 0% APR financing for 36 months through Ford Credit; subject to Tier 0 credit approval. Not all buyers will qualify. Cash and finance offers are mutually exclusive and cannot be combined with special low APR financing or other incentive programs. Subject to NJ & NY residents only. Must take retail delivery from dealer stock by 10/31/2026. Residency restrictions and other dealer fees/programs may apply. Picture for illustration only. Not responsible for typos. Sold cosmetically as is. See dealer for complete details. Offer ends 10/31/2026.

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