Welcome to Our Ford Financing Department
Salerno Duane Ford's Financing Department is geared to making sure you get the Ford auto loan or Ford Financing for a New Ford, or Used Ford, or any other pre-owned car in our NJ Ford dealership.
Concerned about your credit? Let Us Help!
Whether you have perfect credit, or perhaps have stumbled in the past and your credit score has suffered for it, Salerno Duane Ford of Summit has all the tools, contacts and experience to get you the best possible Rates and Payment options available!
We work with a range of banks, from Ford Credit and GMAC to a number of national and local institutions, to make sure you don't pay a penny in interest more than you deserve to! We use all the tools at our disposal to guarantee you the lowest possible payment for every situation. Start your Ford Financing application by filling out our online NJ Ford Credit Application.
Have Bad Credit? or No Credit? We Can Help!
If you have less-than-perfect credit, we urge you to call our Special Finance Manager to discuss the numerous options we can offer to get you into the vehicle you need.
No matter how many other dealers have said NO, Salerno Ford Finance Department has helped many of our clients to drive home a new or pre-owned vehicle at the best possible terms!
Our Summit NJ Ford Dealership, Salerno Duane Ford, will help you through every step of the Ford Auto Financing process.
Estimate your Ford monthly financing payments using our Ford Loan Calculator
Have Questions? We encourage you to give us a call. Our Ford Financing Department will be glad to address any concerns or questions you may have.
What To Bring to Your Ford Finance Center Appointment in Summit, NJ
For the most productive financing conversation at Salerno Duane Ford, come prepared with your budget, trade-in information, and any questions you have about financing or leasing a Ford. Review the helpful questions and documents below before visiting our Ford finance center in Summit, NJ.
Ask
How long are Ford loan terms, and can they be adjusted?
What current Ford financing rates, incentives, and lease offers are available?
Can I trade in a vehicle that still has an outstanding loan?
What could my estimated monthly payment be for a Ford Bronco, Explorer, Escape, Mustang, or F-150?
Are there prepayment penalties if I pay off my auto loan early?
What warranty coverage is included with my new or pre-owned Ford?
How do I start a Ford finance application online?
Bring
Valid driver's license
Proof of insurance
Proof of income
Social Security number
Preferred monthly payment range
Down-payment information, if applicable
Vehicle title, registration, loan payoff details, and keys if trading in a vehicle
Frequently Asked Questions
How can I apply for financing at a Ford finance center?
Applying for Ford financing is simple: complete the online finance application through our website or visit Salerno Duane Ford in Summit, NJ, to work with our finance team in person. We can help you explore options for popular Ford models, including the Bronco, Explorer, Escape, Mustang, and F-150.
What financing options are available through a Ford finance center?
Our Ford finance center can help qualified shoppers explore traditional auto loans for new or pre-owned Ford vehicles, as well as lease options for eligible new Ford models. Available rates, terms, incentives, and payments vary based on the vehicle, credit profile, lender approval, and current offers.
What is the difference between leasing and financing a Ford?
Leasing lets you drive a new Ford for a specified term, often with lower monthly payments but with annual mileage limits and return conditions. Financing uses an auto loan to purchase a new or used Ford, with payments that build toward ownership once the balance is paid in full.
Start Your Application
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Contact Us
Salerno Duane Ford
245 Broad Street
Summit, NJ 07901
- Sales: 908-277-6780
- Service: (908) 277-6750
- Parts: (908) 277-6690
Finance Hours
- Monday 9am-7pm
- Tuesday 9am-7pm
- Wednesday 9am-7pm
- Thursday 9am-7pm
- Friday 9am-6pm
- Saturday 9am-6pm
- Sunday Closed